Meet Tracy Girardi

Tracy Girardi, Vice President Cash Management on Perryville Road in Rockford Illinois Tracy Girardi, Vice President Cash Management

2475 N. Perryville Road | Rockford, IL 61107

Direct: 815.312.5441 | Cell: 815.543.2852 | Toll-free: 800.209.2616 Ext. 4641

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Areas of Expertise

  • Cash Management Services
  • Risk Management
  • Business Relationships
  • Merchant Services
  • Business Credit Cards
  • Business Cost Analysis

Years of Experience

With more than a decade in the financial industry, Tracy has provided exceptional service to client needs in Cash Management, Business Banking, SBA Lending, Commercial Lending and Residential Mortgages.

Overseeing the Cash Management Department, Tracy works with her team to bring the most innovative cash management products and services to Blackhawk Bank business clients.


Tracy attended the University of South Carolina - Upstate and the University of Wisconsin - Parkside, where she majored in and received her Bachelor of Science in Interdisciplinary Studies.

She received her MBA from Lake Forest Graduate School of Management with a specialization in Organizational Development.


Tracy holds certifications in Change Management, Managerial Accounting, Risk & Strategy for Managers and Management Analytics from Lake Forest Graduate School of Management, as well as, a certificate in Maintaining Business Relationships from American Bankers Association (ABA). 

Volunteer Efforts

Tracy served as a Financial Literacy Advisor for Habitat for Humanity of Dane County. She is a former board member of the Portage Area United Way.

Hobbies and Interests

Tracy resides in Sun Prairie, WI with her children and golden retriever, Macy. In her spare time, she enjoys playing tennis, hiking, kayaking, wine tastings and traveling to visit friends and family in Illinois, Arizona, Tennessee and Colorado.

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