Rick M. Zonts

Market President

Phone: 224-269-1284

Mobile: 224-290-0666

Location:

460 South First Street

St. Charles, Illinois 60174

With a banking career that spans more than two decades, Rick understands the intricacies of day-to-day operations and client support. Starting briefly as a teller and banking representative, he quickly transitioned into a Loan Operations Manager. From there, Rick grew into the role of Small Business Lender and Senior Credit Underwriter. Continued growth led him into Commercial Lending, further advancing into the management and leadership of teams and markets. An expert in the field, Rick specializes in business owner solutions, small to mid-size privately held companies, manufacturing, service and professional industries, Small Business Administration (SBA) financing and programs, and economic insight. 

Rick is a graduate of Northern Illinois University, where he earned his Bachelor of Arts degree in Economics, with a specialty in Finance. He is also committed to Kane and McHenry Counties, and is a current member of the Board of Directors of the Boys & Girls Club of Elgin, where he serves as Treasurer and is the Chairperson of the Finance Committee. In addition, he serves as a committee member for the Fox Valley Christian Action and their Riverwoods/Riverworks programs, handling fundraising efforts. Previously, Rick was a member of the Board of Directors of the Neighborhood Housing Services of the Fox Valley.

When he’s not working, Rick can be found coaching his two sons in both travel baseball and travel basketball, walking along the Fox River or out enjoying the restaurants and shops of his hometown of Geneva.

Rick and his family are avid Chicago sports fans, most notably the Cubs and Blackhawks. He also enjoys golf, though he admits his golf game “rarely enjoys me back.”