Savings, Money Market Accounts & CDs
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| Account Name |
Benefits | Minimum to Open | Interest Earnings |
Maintenance Fee |
|---|---|---|---|---|
Youth SavingsStart young for a bright future!
|
Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings. |
N/A |
Quarterly |
N/A |
Personal Health Savings Account (HSA) |
Interest accrues tax-free in an HSA* *Check with your tax advisor for eligibility. |
$0 Open an HSA Online or at any Banking Center |
3 levels of tax advantaged earnings: |
First year waived. The monthly maintenance fee of $2.50 will be waived with a daily balance of $1,500 during each statement cycle. |
Regular SavingsAn excellent way to help build your financial future.
|
Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings, no annual fee, ATM Card (optional). |
$100 |
Quarterly |
$5.00 monthly if balance falls below $200 any day of the Statement Cycle |
Money Market SavingsMake deposits anytime, for any amount. Earn higher APY than Regular Savings, write checks.
|
Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Money Market Savings. |
$2,500 |
4 levels of monthly interest earnings |
$10.00 monthly if balance falls below $2,500 any day of the Statement Cycle |
As your investment grows, earnings become more rewarding.
|
Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Reward Money Market |
$15,000 |
5 levels of monthly interest earnings |
$25.00 monthly if balance falls below $15,000 any day of the Statement cycle |
Goal Setter AccountEstablish or repair your credit rating.
|
If you need to establish or repair credit, the Goal Setter Account is the way to accomplish your objective. |
Contact a Personal Banker for details |
Interest rates/terms vary |
$150 Origination Fee |
Christmas Club AccountPut some 'jingle' in your pocket for the Holidays!
|
Unlimited deposits, automatic transfers from Checking available. |
Any amount |
Interest paid at maturity |
None |
Pinnacle Money MarketThe more you save, the more you earn.
|
With a tiered rate structure, higher balances earn higher interest rates. |
$50,000 |
5 levels of monthly interest earnings |
$25.00 monthly if balance falls below $50,000 any day of the cycle |
Momentum Money MarketA Money Market Account for those building a healthy financial future.
|
FDIC insurance, Liquidity of Funds, Guaranteed Returns, automatic transfers from checking to Momentum Money Market |
$5,000 |
Interest rates/terms vary |
$10.00 monthly if balance falls below $5,000 any day of the cycle; $7.95 paper statement fee for each statement cycle if not enrolled in to receive eStatements |
CD Rates
We offer Level I and Level II options. Level I is a base interest rate for those with no other account relationship with Blackhawk Bank. Level II CDs are available to clients of Blackhawk Bank with other accounts, one of which must be a Checking or Money Market Account that has direct deposit of payroll, pension, or social security, or have at least 4 bill pay, debit card, or ACH debits per month.
Please call 800.209.2616 to speak with a Personal Banker about current rates.
Premier Club
Our Premier Club is a package of benefits for our "50 and better clients." Maintain a minimum daily balance of $5,000 in a Money Market or Regular Savings Account, CD or IRA. Click here to learn more about our Premier Club package.