Savings, Money Market Accounts & CDs




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Account Name
Benefits Minimum to Open Interest Earnings
Maintenance Fee
Youth Savings
Start young for a bright future!

Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings.

N/A

Quarterly

N/A

Personal Health Savings Account (HSA)

Interest accrues tax-free in an HSA*

*Check with your tax advisor for eligibility.

Open an HSA Account online

$0 

Open an HSA Online or at any Banking Center

3 levels of tax advantaged earnings:
• $500.00-$4,999.99
• $5,000.00-$14,999.99
• $15,000.00+

(Contact us for current rates)

First year waived. The monthly maintenance fee of $2.50 will be waived with a daily balance of $1,500 during each statement cycle.

Regular Savings
An excellent way to help build your financial future.

Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings, no annual fee, ATM Card (optional).

Open an account online

$100

Quarterly

$5.00 monthly if balance falls below $200 any day of the Statement Cycle

Money Market Savings
Make deposits anytime, for any amount. Earn higher APY than Regular Savings, write checks.

Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Money Market Savings.

$2,500

4 levels of monthly interest earnings

$10.00 monthly if balance falls below $2,500 any day of the Statement Cycle

Reward Money Market
As your investment grows, earnings become more rewarding.

Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Reward Money Market

Open this account online

$15,000

5 levels of monthly interest earnings

$25.00 monthly if balance falls below $15,000 any day of the Statement cycle

Goal Setter Account
Establish or repair your credit rating.

If you need to establish or repair credit, the Goal Setter Account is the way to accomplish your objective.

Contact a Personal Banker for details

Interest rates/terms vary

$150 Origination Fee

Christmas Club Account
Put some 'jingle' in your pocket for the Holidays!

Unlimited deposits, automatic transfers from Checking available.

Any amount

Interest paid at maturity

None

Pinnacle Money Market
The more you save, the more you earn.

With a tiered rate structure, higher balances earn higher interest rates.

$50,000

5 levels of monthly interest earnings

$25.00 monthly if balance falls below $50,000 any day of the cycle

Momentum Money Market
A Money Market Account for those building a healthy financial future.

FDIC insurance, Liquidity of Funds, Guaranteed Returns, automatic transfers from checking to Momentum Money Market

$5,000

Interest rates/terms vary

$10.00 monthly if balance falls below $5,000 any day of the cycle; $7.95 paper statement fee for each statement cycle if not enrolled in to receive eStatements

CD Rates 

We offer Level I and Level II options. Level I is a base interest rate for those with no other account relationship with Blackhawk Bank. Level II CDs are available to clients of Blackhawk Bank with other accounts, one of which must be a Checking or Money Market Account that has direct deposit of payroll, pension, or social security, or have at least 4 bill pay, debit card, or ACH debits per month. 

Please call 800.209.2616 to speak with a Personal Banker about current rates. 


Premier Club

Our Premier Club is a package of benefits for our "50 and better clients." Maintain a minimum daily balance of $5,000 in a Money Market or Regular Savings Account, CD or IRA. Click here to learn more about our Premier Club package. 


Insured Safety with the FDIC

The Federal Deposit Insurance Corporation (FDIC) is backed by the full faith and credit of the US government. Since the FDIC was established, no depositor has ever lost a penny of FDIC-insured funds. Coverage is automatic. To ensure funds are fully protected, depositors should understand their coverage limits. Click here to learn more about the FDIC.