Savings, Money Market Accounts & CDs


CD Rates 

We offer Level I and Level II options. Level I is a base interest rate for those with no other account relationship with Blackhawk Bank. Level II CDs are available to clients of Blackhawk Bank with other accounts, one of which must be a Checking or Money Market Account with payroll, pension or social security direct deposit, or must have an established minimum of four online bill payments or automatic debits per month.

Please call 800.209.2616 to speak with a Personal Banker about current rates. 

Personal Savings & Money Market Accounts

Pay yourself first! Regular deposits into a Personal Savings or Money Market Account paves the way to a solid financial future. We offer a variety of 'goal' accounts: just click on the account name to view features, benefits and account disclosures.


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Account Name
Benefits Minimum to Open Interest Earnings
Maintenance Fee
Youth Savings
Start young for a bright future!

Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings.

N/A

Quarterly

N/A
Personal Health Savings Account (HSA)

Interest accrues tax-free in an HSA*

*Check with your tax advisor for eligibility.

Open an HSA Account online

$0 

Open an HSA Online or at any Banking Center

3 levels of tax advantaged earnings:
• $500.00-$4,999.99
• $5,000.00-$14,999.99
• $15,000.00+

(Contact us for current rates)

First year waived. The monthly maintenance fee of $2.50 will be waived with a daily balance of $1,500 during each statement cycle.
Regular Savings
An excellent way to help build your financial future.

Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings, no annual fee, ATM Card (optional).

Open an account online

$100

Quarterly

$5.00 monthly if balance falls below $200 any day of the Statement Cycle
Money Market Savings
Make deposits anytime, for any amount. Earn higher APY than Regular Savings, write checks.

Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Money Market Savings.

$2,500

4 levels of monthly interest earnings

$10.00 monthly if balance falls below $2,500 any day of the Statement Cycle
Reward Money Market
As your investment grows, earnings become more rewarding.

Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Reward Money Market

Open this account online

$15,000

5 levels of monthly interest earnings

$25.00 monthly if balance falls below $15,000 any day of the Statement cycle
Goal Setter Account
Establish or repair your credit rating.

If you need to establish or repair credit, the Goal Setter Account is the way to accomplish your objective.

Contact a Personal Banker for details

Interest rates/terms vary

$150 Origination Fee
Christmas Club Account
Put some 'jingle' in your pocket for the Holidays!

Unlimited deposits, automatic transfers from Checking available.

Any amount

Interest paid at maturity

None
Pinnacle Money Market
The more you save, the more you earn.

With a tiered rate structure, higher balances earn higher interest rates.

$50,000

5 levels of monthly interest earnings

$25.00 monthly if balance falls below $50,000 any day of the cycle
Momentum Money Market
A Money Market Account for those building a healthy financial future.

FDIC insurance, Liquidity of Funds, Guaranteed Returns, automatic transfers from checking to Momentum Money Market

$5,000

Interest rates/terms vary

$10.00 monthly if balance falls below $5,000 any day of the cycle; $7.95 paper statement fee for each statement cycle if not enrolled in to receive eStatements


Insured Safety with the FDIC; CDARS when your deposits exceed $250,000

The Federal Deposit Insurance Corporation is backed by the full faith and credit of the US government. Since the FDIC was established, no depositor has ever lost a penny of FDIC-insured funds. Coverage is automatic. To ensure funds are fully protected, depositors should understand their coverage limits. 

Online & Mobile Banking


Get account alerts, check balances, verify deposits / withdrawals, confirm cleared checks, transfer funds, make payments to loans, deposit checks, use the calculators and more.

Sign Up for eStatements & Notices

Read how to enroll for eStatements; ask your Banker to combine all your deposit accounts onto one e-Statement! 

Personal Banking clients: Learn how to enroll in eStatements.

Business clients: Learn how to enroll in eStatement for Business. 

Debit Mastercard

Free transactions at any ATM with the Blackhawk Bank logo displayed on it, plus 4 transactions per statement cycle at foreign ATMs (those not owned or co-operated by Blackhawk) without a fee. The foreign ATM fee for transactions exceeding 4 per statement cycle is $2.00 per transaction.

24-Hour Bank-by-Phone

Enjoy many of the benefits and ease of online banking without the Internet. Call Toll-free 888.769.2600 and follow the prompts. 

Overdraft Options Guide 

This printable guide to Overdraft coverage will help save you from additional charges and possible damage to your credit history should your account unexpectedly have insufficient funds. Learn how to 'Opt In' for coverage when making routine debit card purchases or ATM withdrawals.

Direct Deposit

Your payroll or government checks are safe & secure when they're directly deposited into your checking account. Direct Deposit eliminates the chance of your check being lost in the mail or stolen. Enroll with a Personal Banker.

Loan Discount

With your Blackhawk Bank Checking Account and Auto-Pay, you'll $ave big!

Safe Deposit Boxes

Protect your valuables from theft by storing them in a private, secure Safe Deposit Box. Please call for Box sizes and availability: 

Safe Deposit Box Vaults are located at: