Personal Loans

Loans for the Things You Want, the Things You Need!


Installment Loans

When you need money for a new car, home improvements or debt consolidation, you need Blackhawk Bank. Apply Today to get started on your Loan Application. A Banker will contact you within one business day (Monday thru Friday) from the time you submit your Application.

  • Interest rates are LOW, saving you money over the life of the loan.
  • Fast decisions, local service.
  • Reliable advice to help you manage overall debt and determine an affordable payment.
Get 1% OFF our already LOW interest rate - here's how:

With an active Blackhawk Bank Checking Account and approved credit for an Installment Loan, you'll get a .50% Loan Discount. Use Auto-Pay from your Blackhawk Bank checking account to get an additional .50% Discount!

This Installment Loan Discount is not available on a Home Equity Line of Credit, a Personal Line of Credit, a first-lien Mortgage and may not be used in combination with other special offers.

Home Equity Loans & Lines of Credit

As a homeowner, you can become pre-approved for anything you want – home improvements, a dream vacation, an investment opportunity. For qualified applicants, the equity in your home provides on-the-spot financing. Just write a check – up to your approved amount – from your Home Equity Line of Credit account. Use your entire line of credit, or just a portion of it.

If you like the certainty of a fixed rate and term, a Home Equity Loan is right for you. You’ll have a set payment for a specified term for assets like a new kitchen or added living space. A Personal Banker can help you leverage the equity in your home. Call 800.209.2616.


Credit Cards

Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important benefits like:


Student Loans

The Smart Option Student Loan® for Blackhawk Bank by Sallie Mae®
For borrowers attending degree-granting institutions: Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, please get started here.
The Smart Option Student Loan features and benefits:
  • Multiple in-school repayment options plus a choice of competitive fixed and varaible interest rates, providing even more flexibility
  • No origination fee and no repayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy co-signer may help you qualify 
  • 100% US-based Student Loan Specialists
To learn more, please get started here.


Guide to Developing Great Credit

The benefits are numerous when you have a great credit score. We'll conduct a free in-depth credit review with you; if you need to raise your score, we can help you make the right moves.

Mobile Check Deposit

Deposit your checks from your tablet or phone, anywhere and everywhere!

Learn About Mobile Deposit


Credit Cards

We offer a wide selection of Credit Cards for your everyday use.