Personal Checking Accounts

Personal Checking Accounts For The Entire Family
 
Our Easy Money Checking Account now offers a higher interest rate!
You can learn about all the benefits and apply online, below!
 
Scroll horizontally to view the rest of the table.
Account Name
Benefits Minimum to Open
Interest Earnings
Maintenance Fee
Watchdog Checking

Identity Theft Monitoring & Resolution Service

 

Open a Watchdog Checking Account online


$0

Open Watchdog Checking Online or at a Banking Center

N/A

For a $5.95 per month maintenance fee, Watchdog Checking features Online & Mobile Banking, Bill-Pay, Mobile Deposit and more. Plus, its loaded with protection that helps to safeguard your identity and helps you recover if you become a victim of ID theft.

Student & Active Military fee waiver available.

Easy Money Checking

Earns interest;

ATM fees refunded

Open an Easy Money Checking Account online

$0

Open Easy Money Checking Online or at a Banking Center

Please reference the Easy Money Checking product guide.

No monthly maintenance fee when you meet a few basic requirements. Ask for details. 

Student & Active Military fee waiver available.

eChecking

Fee waived with eStatements

Open an eChecking account online

$0

Open eChecking Online or at a Banking Center

N/A

When you enroll / receive eStatements, the fee for this account is waived. $5.95 per month if not enrolled.

Student & Active Military fee waiver available.

Teen Checking Program

Your first checking account is an important step toward developing necessary skills to manage your money, and manage your life!
To help with this, our Teen Checking Program is available to Teenagers age 13 and older. This program gives teens the opportunity to open a Blackhawk Bank checking account, as long as it is held jointly with a parent or guardian. We’ll talk with you about your expectations and needs, and then guide you to the best checking account for your lifestyle. Click here to learn more about our Teen Checking Program

Premier Club 

Our Premier Club is a package of benefits for our "50 and better" clients. Maintain a $2500 minimum daily balance in any Blackhawk Bank checking account or auto-pay your Blackhawk Bank installment loan from your Blackhawk checking account to be eligible. Click here to learn more about our Premier Club package

Fee Waiver for Students and Active Military Personnel

The monthly maintenance will be waived for Students until June 15th of the year following their 18th birthday, or while pursuing studies at a post-secondary school. The monthly maintenance fee will be waived for active-duty Military members. Please contact us after age 18 with your Student ID / Military Service Papers, and annually thereafter. 


Debit MasterCard

Free transactions at any ATM with the Blackhawk Bank logo displayed on it, plus 4 transactions per statement cycle at foreign ATMs (those not owned or co-operated by Blackhawk) without a fee. The foreign ATM fee for transactions exceeding 4 per statement cycle is $2.00 per transaction.


Online & Mobile Banking

Get account alerts, check balances, verify deposits / withdrawals, confirm cleared checks, transfer funds, make payments to loans, use mobile check deposit, calculators and more. Click here to learn more about the benefits of Online and Mobile Banking


Order Checks

There are a few different ways you can order checks:

  • If you have a Personal Online Banking account, you can login to your online banking account and click on the account you would like to order checks for, followed by 'Reorder Checks.' 
  • If you'd like to order basic-style checks, you can click on the chat bubble in the bottom right-hand corner of our website. A friendly chat representative can assist you.
  • If you'd like to order specialty checks, please visit one of our banking centers and place an order with a banker. 
  • You can also click here to order checks online. Please note that when ordering checks online from Deluxe, your order will be charged to your checking account.

If you have an account that provides you with free checks, please 800.209.2616 to place your order. 


Sign Up for eStatements & Notices

Reduce your risk of mail fraud and identity theft with Blackhawk Bank eStatements. Faster and eco-friendly, eStatements provide a secure way for you to view your accurate account transaction information and much more! Read how to enroll for eStatements; ask your Banker to combine all your deposit accounts onto one eStatement!

Click here for Personal Banking eStatement instructions.

Click here for Business Banking eStatement instructions.   


How to Balance Your Checking Account

Take advantage of this useful tool to help you manage your funds. Click here to learn how to balance your checking account. 

Overdraft Options Guide 

The printable Overdraft Options Guide to Overdraft coverage will help save you from additional charges and possible damage to your credit history should your account unexpectedly have insufficient funds. You can 'Opt In' for coverage when making routine debit card purchases or ATM withdrawals.

Click here to learn more about Overdraft Options.  


Direct Deposit

Get your funds sooner with direct deposit from Blackhawk Bank. Direct deposit eliminates the chance of your check being lost or stolen in the mail and enrolling is easy! What's more, once you have set up direct deposit, a Personal Banker can help you set up an automatic split of your deposits into your checking account, plus a regular amount into savings. Click here to learn more about Direct Deposit