Personal Checking Accounts in WI & IL

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Account Name
Benefits Minimum to Open Interest Earnings
Maintenance Fee
Watchdog Checking

Watch Video

Identity Theft Monitoring & Resolution Service

Learn how to Download the App for fast access to IDProtect®

 $0

Open Online or at a Banking Center

N/A

For a $5.95 per month maintenance fee, Watchdog Checking features Online & Mobile Banking, Bill-Pay, Mobile Deposit and more. Plus its loaded with protection that safeguards your identity and helps you recover if you become a victim of ID theft.

Student & Active Military fee waiver available.

Easy Money Checking

FAQ

Earns high interest; 

ATM fees refunded

$0

Open Online or at a Banking Center

1.01% Annual Percentage Yield on balance up to $9,999.99

No monthly maintenance fee when you meet a few basic requirements.

Student & Active Military fee waiver available.

eChecking

Fee waived with eStatements

$0

Open Online or at a Banking Center

N/A

When you enroll / receive eStatements, the fee for this account is waived. $5.95 per month if not.

Student & Active Military fee waiver available.

Edge Teen Checking

Learn to manage your first checking account.

Depends on the account type selected; please call or stop in.

N/A

Student & Military fee waiver available.

Interest Checking

50 free Variety Checks

$100.00

Please stop in to open Interest Checking

3 tiers of variable interest earnings

$8 per month if balance falls below $500 any day of the statement cycle.

Student & Active military fee waiver available.

Investor Checking

No fee Cashier's Checks & Money Orders

$10,000

Please stop in to open Investor Checking

4 tiers of variable interest earnings

$15 per month if balance falls below $10,000 any day of the statement cycle.

Student & Active Military fee waiver available.


Questions? Just call a Personal Banker at an office near you. Here's more helpful information:


Fee Waiver for Students and Active Military Personnel

The monthly maintenance will be waived for Students until June 15th of the year following their 18th birthday, or while pursuing studies at a post-secondary school. The monthly maintenance fee will be waived for active-duty Military members. Please contact us after age 18 with your Student ID / Military Service Papers, and annually thereafter. 


Debit MasterCard

Free transactions at any ATM with the Blackhawk Bank logo displayed on it, plus 4 transactions per statement cycle at foreign ATMs (those not owned or co-operated by Blackhawk) without a fee. The foreign ATM fee for transactions exceeding 4 per statement cycle is $2.00 per transaction.


Online & Mobile Banking

Get account alerts, check balances, verify deposits / withdrawals, confirm cleared checks, transfer funds, make payments to loans, use mobile check deposit, calculators and more. 


Order Checks

Note: When ordering checks online from Deluxe, your checks will be charged to your checking account. If you have an account that provides you with free checks, please contact a Personal Banker at Blackhawk Bank, 608.364.8911 or toll-free 800.209.2616 to place your order. 


Sign up for eStatements & Notices

Enroll now and go to your Inbox rather than the mailbox! Ask your banker to combine all your deposit accounts onto one e-Statement.


Overdraft Options Guide

This guide will help save you from additional charges and possible damage to your credit history should your account have insufficient funds. 


Direct Deposit

Eliminates the chance of your check being lost in the mail or stolen. Enroll with a Personal Banker. 


Safe Deposit Boxes

Protect your valuables from fire & theft by storing them in a private, secure Safe Deposit Box. Please call for Box sizes and availability:
Safe Deposit Box Vaults are located at:

  • 400 Broad Street, Beloit | 608.364.8911
  • 2200 Cranston Road, Beloit | 608.364.8900
  • 5206 Elevator Road, Roscoe | 815.623.3323
  • 2475 N. Perryville Road, Rockford | 815.636.4371