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Savings/Money Market/CDs

Making regular deposits into a Savings Account paves the way to a solid financial future.  We offer a variety of accounts to help you reach your goals.  Just click on the Account Name to view additional details and account disclosures.

Account Name Benefits Minimum to Open Interest Earnings Maintenance Fee
Youth Savings
Start young for a bright future!
Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings $50.00 Quarterly $1.50 monthly if balance falls below $50 any day of the Statement cycle
Regular Savings
An excellent way to help build your financial future.
Quarterly Statements, automatic transfers from Checking, 6 monthly transfers from Savings, no annual fee ATM Card (optional) $100.00 Quarterly $2.50 monthly if balance falls below $200 any day of the Statement cycle
Money Market Savings
Make deposits anytime, for any amount. Earn higher APY than Regular Savings, write checks.
Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Money Market Savings $2,500.00 4 levels of monthly interest earnings $10.00 monthly if balance falls below $2,500 any day of the Statement cycle
Reward Money Market
As your investment grows, earnings become more rewarding.
Liquidity of funds, guaranteed returns, FDIC Insurance, automatic transfers from Checking to Reward Money Market $15,000 5 levels of monthly interest earnings $25.00 monthly if balance falls below $15,000 any day of the Statement cycle
Goal Setter Account
Establish or repair your credit rating.
If you need to establish / repair credit, the Goal Setter Account is the way to accomplish your objective Contact a Personal Banker for details Interest rates/terms vary $150 Origination Fee
Christmas Club Account
Put some 'jingle' in your pocket for the Holidays!
Unlimited deposits, automatic transfers from Checking available Any amount Interest paid at maturity None
CD Specials
'My Choice' CD

If you like to have total control of your investment funds with safe, insured, guaranteed returns, 'My Choice' CD is perfect for you.  You can choose your term (from 13 - 60 months), add money and bump the rate once during the term. Read all the details here.  Act now! This may be a limited time offer.  Call a Blackhawk Personal Banker for the Interest Rate/Annual Percentage Yield for the term of your choice.

CD Specials:

Interest Rates and Annual Percentage Yields (APY) are effective as of today's date.

Certificate of Deposit Specials *Base Interest Rate & APY

Term Interest Rate APY
7 Month 0.05% 0.05%
22 Month 0.10% 0.10%
35 Month 0.30%  0.30%
55 Month 0.75%  0.75% 

Certificate of Deposit Specials **Reward Interest Rate & APY

Term Interest Rate APY
7 Month 0.10% 0.10%
22 Month 0.30% 0.30%
35 Month 0.55% 0.55%
55 Month 1.05% 1.05%

*Base Interest Rate: No other account relationships at Blackhawk Bank.
**Reward Interest Rate:  Available to clients of Blackhawk Bank with other accounts, one of which must be a Checking or Money Market Account with Payroll, Pension or Social Security Direct Deposit; or you must have an established minimum of 4 Online Bill-Payments or Automatic Debits per month.

A minimum of $1,000.00 is required to open the account and earn the stated APY.  No additional basis points may be added to the Base or Reward promotional Certificates of Deposit. A penalty may be imposed for early withdrawal. For more information, call 800.209.2616. Yields may change without notice. 
For other Terms, Interest Rates and APYs, please call a Personal Banker at 800.209.2616. 
CD IRAs also available.

Deposit Account Services

The Federal Deposit Insurance Corporation FDIC deposit insurance is backed by the full faith and credit of the United States government. Since the FDIC was established, no depositor has ever lost a single penny of FDIC-insured funds.  There’s no need for depositors to apply for FDIC insurance or even to request it. Coverage is automatic. To ensure funds are fully protected, depositors should understand their coverage limits. Learn all the details here, and visit the link to CDARS if your funds on deposit exceed $250,000.

Online Banking & Free Bill-Pay
Get account alerts, check balances, verify deposits / withdrawals, confirm cleared checks, transfer funds, make payments to Blackhawk loans, use the financial calculators and more.

Mobile Banking
'Take it Easy' Mobile Banking allows you to bank anytime, anywhere. Enroll by logging into your NetTeller account.

Sign Up for eStatements & eNotices
Be part of the 'green' initiative! Your statement is delivered to your Inbox monthly.  Print it when / if you'd like to. Ask for a combined statement to see all your deposit accounts on one.  eNotices are part of our green initiative too.  Enroll now; go to your Inbox instead of your Mailbox!

Debit MasterCard
Free transactions at any ATM with the Blackhawk Bank logo displayed on it, plus 4 transactions per statement cycle at foreign ATMs (those not owned or co-operated by Blackhawk) without a fee. The foreign ATM fee for transactions exceeding 4 per statement cycle is $2.00 per transaction.

24-Hour Bank-by-Phone
Enjoy many of the benefits and ease of online banking without the Internet. Call 608.364.4534 or Toll-free 888.769.2600.

Overdraft Options Guide
This printable guide to Overdraft coverage will help save you from additional charges and possible damage to your credit history should your account unexpectedly have insufficient funds.  Learn how to 'Opt In' for coverage when making routine debit card purchases or ATM withdrawals. 

Direct Deposit
Your payroll or government checks are safe & secure when they’re directly deposited into your checking account.  Direct Deposit eliminates the chance of your check being lost in the mail or stolen.  Enroll with a Personal Banker.

Loan Discount
With your Blackhawk Checking Account and Auto-Pay, you’ll $ave big!

Safe Deposit Boxes
Protect your valuables from fire & theft privately and securely in the Bank’s vault.