Understanding your personal finances makes your life easier, giving you the opportunity to save more money and pursue major purchases. The more you know about your finances, the better you will be at planning for the future and achieving your goals on your own schedule.
Of course, it’s not always easy to understand everything that’s going on with your finances. To give you the tools you need for success, Blackhawk Bank offers you several personal finance calculators. You can use these online any time of the day or night. Moreover, they’re very simple to use.
Our personal finance calculators include:
Credit Assessment Calculator
Our Credit Assessment and Financing Calculator is ideal for anyone who wants to understand how their credit usage affects their ability to open new credit accounts and get loans. It centralizes the factors that impact credit score so you have a picture of your credit standing. To get complete credit information, remember you can access your credit report for free once each calendar year!
Net Worth Calculator
Are you unsure how to calculate net worth ? Net worth is the total value of your assets when your debts and obligations are subtracted. It includes not only liquid assets such as cash and bank balances, but investments and other assets that can be expected to appreciate in value. By saving, spending and investing wisely, you can ensure your net worth will continue to grow over time.
Anyone who’s ever wondered how to balance a checkbook will find it much easier with our Balancing a Checkbook Tool . By comparing your outstanding checks and deposits to your bank statement balance, it becomes easier than ever to reconcile transactions for your checkbook. You no longer need to worry about manually keeping notes and balancing your checkbook monthly!
Home Budget Calculator
For most people, this Personal Home Budget Calculator is the most useful tool for day-to-day use. Our budgeting calculator helps you simplify your finances by centralizing information all in one place. Income, debts, taxes, insurance and general expenses are all included to help you see just where the money comes from and where it goes, supporting more healthy financial planning for you.
Get Access to Personalized Financial Assistance
At Blackhawk Bank, we provide you with a full range of comprehensive banking services:
● Home Equity Loans & Home Equity Lines of Credit (HELOCs)
Experienced bankers are ready to partner with you to help you meet your financial goals. To find out more, visit one of our convenient banking centers or simply contact us today. We look forward to helping you!