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Checking Accounts

Cheking Accounts with Debit Cards

Whether you choose high interest earnings and ATM refunds with Easy Money Checking, the ease of Simply Checking or the rewards of Investor Checking, we have an account that's right for you. Just click on the account name to view details and account disclosures.

Account Name Benefits Minimum Opening Balance Interest Earnings Maintenance Fee
Easy Money Checking
To earn the benefits:
1. You must be enrolled and receive eStatements
2. 10 Point-of-Sale Debit Card transactions must post/settle during the Qualification Cycle.

If you don't meet the requirements, eligibility resets every month and you still earn .05% on your entire balance.

Earns interest comparable to a Certificate of Deposit. Use any ATM Worldwide - Fees Refunded!

View / print the Easy Money Checking FAQ

 



 

$0 1.01% Annual Percentage Yield
on balances up to $9,999.99.
 

Easy Money Checking has no monthly maintenance fee when you meet a few basic requirements:
Maintain an average monthly balance of $250 in your Checking Account OR...
Own/co-own Blackhawk Bank accounts with combined balances of at least $15,000 as of your statement date.  Qualifying balances include the average balances in your Checking, Savings, or Money Market Accounts and the end-of-day ledger balances in your CDs, Installment, Home Equity or Mortgage Loans.

A maintenance fee of $6.00 will be imposed each monthly statement cycle the requirement isnít met. Student/Active Military fee waiver available. 

Edge Teen Checking
Earn. Save. Make good decisions about money.  Get on the Edge of success!
Gain financial knowledge and learn to manage your first checking account. Saving for tuition, buying a car, and using a credit card responsibly are issues teens face.  We'll teach you what you need to know! Depends upon account type  N/A N/A
Account Name Benefits Minimum Opening Balance Interest Earnings Maintenance Fee
Simply Checking
An account that meets all your basic checking needs.
ATM/Debit Card, free online banking and un limited check writing. $0 None

Simply Checking has no monthly maintenance fee when you meet a few basic requirements:
Maintain an average monthly balance of $250 in your Checking Account OR...
Own/co-own Blackhawk Bank accounts with combined balances of at least $15,000 as of your statement date.  Qualifying balances include the average balances in your Checking, Savings, or Money Market Accounts and the end-of-day ledger balances in your CDs, Installment, Home Equity or Mortgage Loans.

A maintenance fee of $6.00 will be imposed each monthly statement cycle the requirement isnít met.  Student/Active Military fee waiver available. 

Interest Checking
An account with your best interest in mind.
50 free Variety checks and unlimited check writing $100.00 3 tiers of variable interest earnings $8 per month if balance falls below $500 any day of the statement cycle. Student/Active Military fee waiver available.
Investor Checking 
For people who carry a large balance and deserve rewards.
No fee Cashier's Checks & Money Orders, unlimited check writing and interest earnings $10,000 4 tiers of variable interest earnings

$15 per month if balance falls below $10,000 any day of the statement cycle.  Student/Active Military fee waiver available. 

 

Questions? Please call a Personal Banker at an office near you.
Here's more helpful information:

Fee Waiver for Students and Active Military Personnel
Students are exemp
t from the minimum balance requirement until June 15th of the year following their 18th birthday, or while pursuing studies at a college, university, technical or business school. Military personnel on active duty are exempt from the minimum balance requirement.  Please contact us after age 18 with your Student ID / Military Service Papers.

A fee waiver will expire on June 15th of the year after a student reaches his/her 18th birthday. After this date, we will be happy to extend the waiver a year at a time for clients that can show proof that they are a student or active military member.

Online Banking & Free Bill-Pay
Get account alerts, check balances, verify deposits / withdrawals, confirm cleared checks, transfer funds, make payments to loans, use the financial calculators and more.

Mobile Banking
'Take it Easy' Mobile Banking allows you to bank anytime, anywhere.   Enroll by logging into your NetTeller account.

Order Checks
Please note: When ordering checks online from Deluxe, your checks will be charged to your checking account.  If you have an account that provides you with free checks, please contact a Personal Banker at Blackhawk Bank, 608.364.8911 or toll-free 800.209.2616 to place your order.

'Bank On It' Client Newsletter 
Read our eNewsletter for tips and information to help you manage your finances!

Sign Up for eStatements & eNotices
Be part of the 'green' initiative! Your statement is delivered to your Inbox monthly.  Print it when / if you'd like to. Ask for a combined statement to see all of your deposit accounts on one.  eNotices are part of our green initiative, too. Enroll now and go to your Inbox rather than the Mailbox!

Debit MasterCard
Free transactions at any ATM with the Blackhawk Bank logo displayed on it, plus 4 transactions per statement cycle at foreign ATMs (those not owned or co-operated by Blackhawk) without a fee. The foreign ATM fee for transactions exceeding 4 per statement cycle is $2.00 each.

24-Hour Bank-by-Phone
Enjoy many of the benefits and ease of online banking without the Internet. Call 608.364.4534 or Toll-free 888.769.2600.

Overdraft Options Guide
This printable guide to Overdraft coverage will help save you from additional charges and possible damage to your credit history should your account unexpectedly have insufficient funds.  Learn how to 'Opt In' for coverage when making routine debit card purchases or ATM withdrawals. 

Direct Deposit
Your payroll or government checks are safe & secure when theyíre directly deposited into your checking account.  Direct Deposit eliminates the chance of your check being lost in the mail or stolen.  Enroll with a Personal Banker.

Loan Discount
With your Blackhawk Checking Account and Auto-Pay, youíll $ave big!

Safe Deposit Boxes
Protect your valuables from fire & theft privately and securely in the Bankís vault.