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Checking Accounts

A Checking Account That

  • New! Watchdog Checking guards you against Identity Theft, the fastest growing crime in the US.  It comes fully loaded with banking benefits and IDProtect®.  It's comprehensive, it's affordable.
  • New! eChecking - delivered to your Inbox fee free.  

Click on any Checking Account below to view details & disclosures.

Account Name Benefits Minimum to Open Interest Earnings Maintenance Fee

Watchdog Checking

View on TV!

Identity Theft Protection Services  


Open Online or at a Banking Center

N/A For only $5.95 per month, this protection safeguards your identity and helps you recover if you become a victim of ID theft. Student & Active Military fee waiver available.
Easy Money Checking

Earns high interest;  ATM fees refunded $0
Open Online or at a Banking Center
1.01% Annual Percentage Yield
on balances up to $9,999.99
No monthly maintenance fee when you meet a few basic requirements. Student & Active Military fee waiver available.
eChecking  Fee free with eStatements

Open Online or at a Banking Center

N/A When you enroll / receive eStatements, this account is fee free. $5.95 per month if not. Student & Active Military fee waiver available. 
Edge Teen Checking
Learn to manage your first checking account. 

Depends on the account type selected; please call or stop in.

 N/A Student & Active Military fee waiver available.
Interest Checking  50 free Variety checks 


Please stop in to open Interest Checking.

3 tiers of variable interest earnings $8 per month if balance falls below $500 any day of the statement cycle. Student & Active Military fee waiver available.
Investor Checking 
No fee Cashier's Checks & Money Orders 


Please stop in to open Investor Checking. 

4 tiers of variable interest earnings $15 per month if balance falls below $10,000 any day of the statement cycle. Student & Active Military fee waiver available. 
Questions? Just call a Personal Banker at an office near you.  Here's more helpful information:

Fee Waiver for Students and Active Military Personnel
The monthly maintenance will be waived for Students until June 15th of the year following their 18th birthday, or while pursuing studies at a post-secondary school.  The monthly maintenance fee will be waived for active-duty Military members.  Please contact us after age 18 with your Student ID / Military Service Papers, and annually thereafter. 

GOOD NEWS: Security Chipped Debit Cards are coming soon.  Click here for an update.

Online Banking 
Get account alerts, check balances, verify deposits / withdrawals, confirm cleared checks, transfer funds, make payments to loans, use the financial calculators and more.

Mobile Banking
Mobile Banking allows you to bank anytime, anywhere.   Enroll by logging into your NetTeller account.

Order Checks
Note: When ordering checks online from Deluxe, your checks will be charged to your checking account.  If you have an account that provides you with free checks, please contact a Personal Banker at Blackhawk Bank, 608.364.8911 or toll-free 800.209.2616 to place your order.

Client Newsletter 
Read our monthly eNewsletter for tips and information. 

Sign Up for eStatements & eNotices
Enroll now and go to your Inbox rather than the mailbox! Ask your banker to combine all your deposit accounts onto one e-Statement. 

Debit MasterCard
Free transactions at any ATM displaying the Blackhawk Bank logo, plus 4 transactions per statement cycle at foreign ATMs (those not owned or co-operated by Blackhawk) without a fee. The foreign ATM fee for transactions exceeding 4 per statement cycle is $2.00 each.

Overdraft Options Guide
This printable guide will help save you from additional charges and possible damage to your credit history should your account unexpectedly have insufficient funds. 

Direct Deposit
Eliminates the chance of your check being lost in the mail or stolen. Enroll with a Personal Banker.

Safe Deposit Boxes
Protect your valuables from fire & theft in the Bank's vault.