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Checking Accounts

A Checking Account That

New!  Watchdog Checking guards you against Identity Theft, the fastest growing crime in the US.  It comes fully loaded with banking benefits and IDProtect®.  It's comprehensive.  It's affordable.   

New!  eChecking - delivered to your Inbox fee free.  

Click on any Checking Account below to view details & disclosures.

Account Name Benefits Minimum to Open Interest Earnings Maintenance Fee
Watchdog Checking This account is loaded with Identity Theft Protection Services* for you, joint account holders, your spouse, dependent children up to age 25 and parents living in the same household. *You must have this Account to register for protection services.


Open this account Online or at a Banking Center.

N/A At just $5.95 per month, this affordable protection safeguards your identity and helps you recover should you become a victim of identity fraud. Student & Active Military fee waiver available.
Easy Money Checking

Easy Money 
Earns interest comparable to a Certificate of Deposit. Use any ATM Worldwide - Fees Refunded! $0

Open this account Online or at a Banking Center.
1.01% Annual Percentage Yield
on balances up to $9,999.99
No monthly maintenance fee when you meet a few basic requirements. Click on the account name to view details. Student & Active Military fee waiver available.
eChecking  Monthly maintenance fee waived when you enroll & receive eStatements


Open this account Online or at a Banking Center.

N/A When you enroll and receive eStatements, this acount is Fee Free! 
$5.95 per month if not. Student & Active Military fee waiver available. 
Edge Teen Checking
Get on the Edge of success!
Gain financial knowledge and learn to manage your first checking account. 

Depends on the account type selected; please call or stop in.

 N/A Student & Active Military fee waiver available.
Interest Checking We have your best interest in mind. 50 free Variety checks, unlimited check writing.



Please stop in to open Interest Checking.

3 tiers of variable interest earnings $8 per month if balance falls below $500 any day of the statement cycle. Student & Active Military fee waiver available.
Investor Checking 
Rewards for large balances.
No fee Cashier's Checks & Money Orders, unlimited check writing and interest earnings.



Please stop in to open Investor Checking. 

4 tiers of variable interest earnings $15 per month if balance falls below $10,000 any day of the statement cycle. Student & Active Military fee waiver available. 
Questions? Please call a Personal Banker at an office near you.  Here's more helpful information:

Fee Waiver for Students and Active Military Personnel
The monthly maintenance will be waived for Students until June 15th of the year following their 18th birthday, or while pursuing studies at a post-secondary school.  The monthly maintenance fee will be waived for active-duty Military members.  Please contact us after age 18 with your Student ID / Military Service Papers.

A fee waiver will expire on June 15th of the year after a student reaches his/her 18th birthday. After this date, we will be happy to extend the waiver a year at a time for clients that can show proof that they are a student or active military member.

Online Banking & Free Bill-Pay
Get account alerts, check balances, verify deposits / withdrawals, confirm cleared checks, transfer funds, make payments to loans, use the financial calculators and more.

Mobile Banking
'Take it Easy' Mobile Banking allows you to bank anytime, anywhere.   Enroll by logging into your NetTeller account.

Order Checks
Please note: When ordering checks online from Deluxe, your checks will be charged to your checking account.  If you have an account that provides you with free checks, please contact a Personal Banker at Blackhawk Bank, 608.364.8911 or toll-free 800.209.2616 to place your order.

Client Newsletter 
Read our monthly eNewsletter for tips and information to help you manage your finances!

Sign Up for eStatements & eNotices
Be part of the 'green' initiative! Your statement is delivered to your Inbox monthly. Print it when / if you'd like to. Ask for a combined statement to see all of your deposit accounts on one. eNotices are part of our green initiative, too. Enroll now and go to your Inbox rather than the Mailbox!

Debit MasterCard
Free transactions at any ATM with the Blackhawk Bank logo displayed on it, plus 4 transactions per statement cycle at foreign ATMs (those not owned or co-operated by Blackhawk) without a fee. The foreign ATM fee for transactions exceeding 4 per statement cycle is $2.00 each.

24-Hour Bank-by-Phone
Enjoy many of the benefits and ease of online banking without the Internet. Call Toll-free 888.769.2600.

Overdraft Options Guide
This printable guide to Overdraft coverage will help save you from additional charges and possible damage to your credit history should your account unexpectedly have insufficient funds. Learn how to 'Opt In' for coverage when making routine debit card purchases or ATM withdrawals.

Direct Deposit
Your payroll or government checks are safe & secure when they're directly deposited into your checking account. Direct Deposit eliminates the chance of your check being lost in the mail or stolen. Enroll with a Personal Banker.

Loan Discount
With your Blackhawk Checking Account and Auto-Pay, you’ll $ave big!

Safe Deposit Boxes
Protect your valuables from fire & theft privately and securely in the Bank's vault.

Switch to Blackhawk
If you or someone you know is currently at a 'big bank' and want to reap the benefits of a true community bank, get started here. Complete details are on the linked page.