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Personal Loans


Loans for the Things You Want, the Things You Need!

Installment Loans  Apply Today

When you need money for a new car, home improvements or debt consolidation, you need Blackhawk Bank. Click the Apply Today button to get started on your Loan Application.  A Banker will contact you within one business day (Monday - Friday) from the time you submit the Application.

  • Interest rates are LOW, saving you money over the life of the loan.
  • Fast decisions, local service.
  • Reliable advice to help you manage overall debt and determine an affordable payment.

Get 1% OFF our already LOW interest rate - here's how:
With an active Blackhawk Bank Checking Account and approved credit for an Installment Loan, you'll get a .50% Loan Discount. Use Auto-Pay from your Blackhawk Bank checking account to get an additional .50% Discount! 
This Installment Loan Discount is not available on a Home Equity Line of Credit, a Personal Line of Credit, a first-lien Mortgage and may not be used in combination with other special offers.

Home Improvement Loan Special - click here for details!

Credit Cards  
Fill out the ONLINE APPLICATION, drop by an office or call 800.209.2616 – we’ll mail you an application.

Choose from a variety of VISA® cards, each designed to match your financial needs.  

  • Select Rewards Visa - Pays you points for every net dollar charged to the account
  • Cash Rewards Platinum Card – Automatically receive your Cash Rebate at the end of the year
  • Travel Rewards Platinum – Enrollment bonus, points for name-brand merchandise, hotel and restaurant gift certificates, and airline travel.
  • VISA’s Zero Liability protects against unauthorized use of your card
  • Verified by Visa® Program protects online purchases with a personal password
  • 24 hour Card Member Service - call 1-800-558-3424
  • Free Online Account Access @ www.myaccountaccess.com

Student Loans: The Blackhawk Bank Smart Option Student Loan® by Sallie Mae®

For borrowers attending degree-granting institutions. 
Now you can pay for college the smart way with three great repayment options and competitive interest rates.  The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more and to apply, please start here.

The Smart Option Student Loan has valuable benefits:

  • We offer a choice of fixed and variable interest rates providing even more choice and flexibility.
  • No origination fees and no repayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward credit worthy borrowers
  • Applying with a credit worthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management

Guide to Developing Great Credit
The benefits are numerous when you have a great credit score. We'll conduct a complimentary in-depth credit review with you; if you find you need to raise your score, we can help you make the right moves.  You may get your TransUnion Credit Score FREE once per year from Blackhawk Bank.