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Mortgage Planners

House hunting? Make Blackhawk Bank your first stop!

Talk to a Mortgage Planner for trustworthy advice and get pre-qualified for your Mortgage Loan. Getting pre-qualified for your home loan allows you to shop with confidence and gives you and your Realtor added bargaining power with the seller.

Blackhawk Bank has numerous mortgage options. Your Mortgage Planner will work with you to tailor an affordable home loan that's perfect for your lifestyle. When you're ready to talk about a loan for a new home or the refinancing of your current mortgage, contact one of us today. Get the experience and unparallelled customer service you deserve. 

Serving clients in Janesville, Northern Rock County & Walworth County

Terri Moldenhauer NMLS# 662501
200 West Milwaukee Street
Janesville, WI  53548
Direct Dial: 608.713.1996

As a lender for 25 years, I have extensive knowledge of the mortgage industry and the local real estate market.  Whether you’re a first-time buyer or purchasing your dream home on the lake, I’ll help you get into that special new home.  There’s nothing more exciting to me than assisting customers through the home buying process.  You can count on me for the very best mortgage options for your personal situation.

I go above and beyond to exceed every customer’s expectations.  I’ll meet with you at your convenience at a location that’s best for you.  I love staying in touch with clients; as the market changes, I’ll contact you when it’s advantageous to refinance your current mortgage.  My best compliments are the many referrals I receive, and having repeat customers as a result of attentive service.

I’m a lifelong resident of the area and received an Associate’s Degree in Accounting from BTC.  When I am not helping my customers I enjoy spending time with my 2 awesome sons, traveling, attending sporting events and giving back to my community. 

What customers have said:

"Terri has been truly remarkable.  Had it not been for her I’m certain our condo acquisition would not have been consummated.  We started with another bank; they had taken over 3 months and could not get the job done. Terri and her team pulled a languishing deal out of the fire.  She picked up the ball and through hard work, creativity and a can-do attitude, completed a complicated transaction within 3 weeks.  Terri showed professionalism and passion, exemplifying the good things about community banking.  Perhaps the highest compliment is recommending someone to family and friends.  Terri has earned my continued business and my highest recommendation."

What Realtors say:

"Terri is my go to lender.  She meets the customers at their convenience and location, which my customers love.  I never hesitate to send her any deal, even the most difficult ones.  She comes up with options and solutions when other lenders have fallen short.  She is great at communicating and closing all my deals on time.  She is truly the best and comes with my highest recommendation!"

Greg Lundquist

Serving Clients in the Greater Beloit Area

Greg Lundquist NMLS# 221247
400 Broad Street | 2200 Cranston Road
Beloit, WI  53511
Direct Dial: 608.751.6815

I enjoy providing mortgage solutions that achieve the everyday goals of my clients.
As a mortgage loan planner in northern Illinois and southern Wisconsin for the past 8 years, I’ve seen a lot of change in the mortgage industry. What never changes, however, is my commitment to providing my customers with options that best meet their financial needs. Whether you’re looking at refinancing your current mortgage to save money each month, or looking to buy your next home, I pride myself in always maintaining a ‘customer first’ approach through every aspect of the loan process.  This is achieved through clear, open, and ongoing communication, results in higher customer satisfaction, repeat business and referrals from happy clients.

In today's ever changing mortgage market, I enjoy keeping up on the latest products to better serve my customers. In my free time, I sit on the board of Walter Lawson Children's Home charitable committee and participate in the in the United Way's "Live United' campaign. I currently reside in Rockford, IL and I am an avid sports fan.

What clients have to say:
“Greg did a great job helping our family purchase a new home. He thoroughly explains the mortgage process step-by-step, which made us feel much more comfortable.”

“I can’t believe how easy it was to refinance our house loan!  We were able to save a lot of money with very little of our personal time expended.  I would highly recommend Greg to friends and family.“

“Greg did a nice job of presenting us with options for our new home purchase. Having all the information allowed us to pick the best mortgage for our financial needs, and the process was fast and easy which took away a lot of the stress associated with moving.”



Michael Hughes, Mortgage Planner

Serving Clients in the Roscoe, Rockton & South Beloit Area

Michael Hughes NMLS #1195168
Direct Dial: 815.986.7168
PO Box 522 | 5206 Elevator Road
Roscoe, IL 61073

I realize that amidst the busy lives we all live, learning about budgeting and finances can sometimes take a backseat to other priorities. I am here to help you make sense of your credit report, teach you strategies to improve your score, and lead you down a path to home ownership.

I pride myself on keeping my clients and colleagues informed on both the good and bad news (it happens), throughout the steps of obtaining a mortgage. I will seek out the best programs, interest rates and terms suited to each client's specific needs.  Whether you are looking to refinance a current mortgage, searching for your first home, or you have purchased and sold a few houses in your day, I will provide you with the solutions you need to make the process as streamlined as possible.

I was born and raised in Belvidere, IL, and received my B.S. in Finance & Marketing from the University of Illinois in Urbana-Champaign before returning home to make an impact in my hometown and nearby communities.

I currently reside in Belvidere and when I'm not at the office, I spend time traveling, attending concerts, cooking, following Chicago sports, working on community development projects with the Rockford Area Realtors’ Young Professional Network, and trying very hard not to be the worst golfer in the Stateline.

Please connect with me on LinkedIn at: https://www.linkedin.com/in/michaelhughes7

Jared Fewell head shot

Serving Clients in Belvidere, Capron, Caledonia, Poplar Grove:

Jared Fewell  NMLS# 476484
Direct Dial: 815.986.7131
2141 N. State Street 
Belvidere, IL 61008 

Providing honest and experienced mortgage solutions since 1991.
With over 20 years of Mortgage Lending experience, my business has been built by making my customers happy. My goal is to always provide the best mortgage solution with outstanding customer service. I'll meet with you at your convenience to learn about your goals and objectives so that I can provide you with the best options for your needs.

I have a Bachelor's Degree in Finance from Southern Illinois University, and I'm experienced in all the available mortgage programs. I've taught First-time Home buyer's classes too; whether you're a seasoned buyer or a first-timer, I have a lot of knowledge to share. I'm active in several business organizations and I have strong ties with local real estate professionals. As a lifelong area resident, I know the area real estate market extremely well. I'm married to Alisa; we're the parents of two beautiful daughters.

Call me today to get the service and experience you deserve! I've recently moved my office to Belvidere; I welcome my Rockford area clients to call me at the number above, or contact me by email by clicking on my name.

What clients have to say:
"I've worked with Jared for several years now, and in my opinion there is not a better loan officer in the business. I've worked with a lot of loan officers in the past and have never met one as thorough, honest and dependable. I've recommended him to several friends and family members, and they've all been pleased with his work."

"I was going through a tough time financially and Jared took the time and effort to meet with me and find an answer to my problems. Everyone else I spoke to said 'No', but Jared came through for me."

"When my husband and I bought our first home, Jared sat down with us and really took the time to understand our financial picture. He made sure we got the best mortgage loan for our situation."

Margie Nowak head shot

Serving Clients in Rockford:

Margie Nowak  NMLS# 476485
Direct Dial: 815.986.7114
2475 N. Perryville Road 
Rockford, IL 61107 

I love helping people find the right mortgage to fit their needs.
I’ve been a Mortgage lender in the Rockford area since 1991. Finding the right mortgage product for your new home purchase or the refinancing of your present mortgage loan is my specialty. After listening to your needs, I’ll guide you to the best way to finance your home loan.

I’ve established and increased my mortgage business through giving my clients excellent customer service. I have many repeat customers who’ve grown to depend on my expertise; I'm pleased to say that they trust me enough to refer their family members and friends to me!

I’ve been involved with the Women’s Council of Realtors for over 16 years and was the treasurer for 3 years. I'm also involved with the Rockford Area Affordable Housing Association.

I’m a graduate of Marquette University. My husband Brian and I have 2 very active teenagers. I enjoy traveling to new places, golfing, reading and attending as many of my kid’s athletic/school events as possible.

What clients have to say:
“From the first phone call to the closing at the title company, Margie handled my account in a very professional and cordial manner.”

“No problems what so ever! Great service!”

“Margie was wonderful in helping me secure my mortgage…she’s great!”



Tammy Zurfluh head shot Tammy Zurfluh  NMLS# 4764833
Vice President, Mortgage Division
Direct Dial: 815.986.7108
2141 N. State Street
Belvidere, IL 61008  

Heading the Mortgage Division is Tammy Zurfluh, an expert with more than two decades of industry know-how.  Prior to taking on the management of the department, Tammy was consistently the Bank’s top mortgage executive with an extensive base of both new and returning clients, and a wide network of real estate professionals.  Today she implements and manages best practices for the division, overseeing strategic planning and the management of mortgage loan products.  Tammy and her team deliver unparalleled customer service to clients obtaining a home loan at Blackhawk Bank.