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Mortgage Loans

Mortgage loans to fit your lifestyle!
Why choose Blackhawk Bank for your Home Loan?
  • Great mortgage rates 
  • Exceptional customer care 
  • A mortgage closing GUARANTEE 

    These are just some of the reasons you'll be glad you chose Blackhawk Bank.  Unlike most banks, we service conventional mortgage loans locally after closing; that's a huge added benefit.  We thrive on developing long-term relationships with clients, and we'll work hard to earn your trust and your business.

    Buying a home is the most important purchase you’ll ever make. You need the security of knowing that when your loan is approved, it WILL close. Blackhawk Bank guarantees its loan approval commitments. When we commit, you close.  Guaranteed.  Or we'll pay you $1,000.00.

    Many people who've become Blackhawk Bank clients were referred to us because their closing was canceled at the last minute while working with another bank.  How important is it to you that your bank honors the commitment it makes so that you don’t lose out on your new home?  We think its huge. Talk with a Blackhawk Mortgage Planner for complete details of our Mortgage Commitment Guarantee.  You'll be glad you did.

    Say “yes” to the right home, at the right price, right away!

    Get Pre-Approved - it’s the sensible first step when shopping for a home.  A Mortgage Planner will guide you through an easy process to identify the amount you can afford to spend, and certify that you’re qualified. You'll shop with confidence and have added bargaining power with the seller.   

    Contact a Mortgage Planner to discover the home loan option that’s best for you.  Meanwhile, check out our helpful Buying a Home Guide.

    Click here for a Mortgage Application in a print-friendly PDF format.

    Blackhawk Bank's mortgage loan professionals have complete details of the programs listed here:

    • Fixed Rate Loans with varying maturities
    • First-time Home Buyers Loans 
    • Down Payment Plus - down payment and closing cost assistance for low to moderate income home buyers in Wisconsin & Illinois
    • USDA Rural Home Loans
    • Jumbo Mortgage Loans
    • VA Full Amount Financing - No Private Mortgage Insurance (PMI)
    • FHA Low Down-Payment Loans
    • Lot & Constructions Loans
    • Condo Loans
    Education for Home buyers

    Buying a home can be as exciting as it is overwhelming, but the more information you have, the better off you'll be. Welcome to MGIC's Home Buyer Education.  

    MGIC's Home buyer Education Program will help you enter into the home-buying process with your eyes wide open. This informational site is the place to prepare yourself for what lies ahead.  Here you'll find information on preparing to buy your home, as well as valuable information about often overlooked or misunderstood options to buy your home using private mortgage insurance.

    When you choose Blackhawk for your Mortgage Loan, you're automatically entitled to Home Owner Plus, special 'perks' for your day-to-day financial services:
    • Pre-approved Home Equity Line of Credit or Loan*
    • .20% Bonus on 24-month or longer Certificate of Deposit**
    • Free Online Banking, Bill-Pay and Mobile Banking
    • Complimentary Financial Planning Consultation

    *Normal loan qualifications apply; Mortgage Planners have all the details. ** Not available in combination with other promotional CD offers.

    Ready to get started? Click here for a Mortgage Application in a print-friendly PDF format.

    10 Tips to Ensure a Smooth Mortgage Closing
    From the time your loan application is completed, there should be no changes to the financial information that  you provided and we verified. Be sure to click the link and read these important tips. 

    Home Equity Loans & Lines of Credit 

    As a homeowner, you can become pre-approved for anything you want – home improvements, a dream vacation, an investment opportunity.  For qualified applicants the equity in your home provides on-the-spot financing. Just write a check – up to your approved amount – from your Home Equity Line of Credit account. Use your entire line of credit, or just a portion of it.

    • Low, variable interest rate
    • Interest may be tax deductible (consult your Tax Advisor)
    • Immediate access to funds upon closing
    • Monthly statement

    If you like the certainty of a fixed rate and term, a Home Equity Loan is right for you.  You’ll have a set payment for a specified term for assets like a new kitchen or added living space.

    • Fixed rate and term
    • Interest may be tax deductible (consult your Tax Advisor)

    A Personal Banker can help you leverage the equity in your home.  Call 800.209.2616 and say you'd like information about borrowing against your home equity.

    Information Regarding Mortgage Loan Periodic Statements 
    Mortgage Servicing Notice of Error Resolution

    Help for Responsible Clients Facing Mortgage Default/Foreclosure: