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Mortgage Loans

Mortgage loans to fit your lifestyle!
Why choose Blackhawk Bank for your Home Loan?
  • Great mortgage rates 
  • Exceptional knowledge and service 
  • A mortgage closing GUARANTEE
  • Local service on conventional mortgages 

Blackhawk’s Mortgage Planners are totally on top of new federal mortgage rules and have the expertise and proficiency to prevent unnecessary delays throughout your loan process. The new rules are complex, and missteps will set the clock back if a lender lacks expertise. Get to closing faster by working with the best.   

  • We communicate.
  • Our workflow is efficient.
  • We make the purchasing experience seamless for the borrower, the Realtor, and the closing agent.

Buying a home is the most important purchase you’ll ever make. You need the security of knowing that when your loan is approved, it WILL close. Blackhawk Bank guarantees its loan approval commitments. When we commit, you close. Guaranteed...or we'll pay you $1,000.00  Ask for details. 

Say “yes” to the right home, at the right price, right away!

Get Pre-Qualified.  A Mortgage Planner will guide you through an easy process to identify the amount you can afford to spend. You'll shop with confidence and have added bargaining power with the seller.
A Pre-qualification doesn't constitute a loan approval. Full underwriting process is required prior to approval. 

Education for Home Buyers 

MGIC's Home Buyer Education will help you enter the home-buying process with your eyes wide open. You'll find information on preparing to buy your home, as well as information about overlooked or misunderstood options to buy your home using private mortgage insurance.

More Education for Home Buyers: 

Click here for a Mortgage Application in a print-friendly format.

Mortgage Programs:

  • Fixed Rate Loans with varying maturities
  • First-time Home Buyers Loans 
  • Down Payment Plus - down payment and closing cost assistance for low to moderate income home buyers in Wisconsin & Illinois
  • USDA Rural Home Loans
  • Jumbo Mortgage Loans
  • VA Full Amount Financing - No Private Mortgage Insurance (PMI)
  • FHA Low Down-Payment Loans
  • Lot & Constructions Loans
  • Condo Loans
When you choose Blackhawk for your Mortgage Loan, you're automatically entitled to Home Owner Plus, special 'perks' for your day-to-day financial services:
  • Pre-approved Home Equity Line of Credit or Loan*
  • .20% Bonus on 24-month or longer Certificate of Deposit**
  • Free Online Banking, Bill-Pay and Mobile Banking
  • Complimentary Financial Planning Consultation
  • Low, variable interest rate
  • Interest may be tax deductible (consult your Tax Advisor)
  • Immediate access to funds upon closing
  • Monthly statement
  • Fixed rate and term
  • Interest may be tax deductible (consult your Tax Advisor)

*Normal loan qualifications apply; Mortgage Planners have all the details. ** Not available in combination with other promotional CD offers.

Ready to get started? Click here for a Mortgage Application in a print-friendly PDF format.

10 Tips to Ensure a Smooth Mortgage Closing
From the time your loan application is completed, there should be no changes to the financial information that  you provided and we verified. Be sure to click the link and read these important tips. 

Home Equity Loans & Lines of Credit 

As a homeowner, you can become pre-approved for anything you want – home improvements, a dream vacation, an investment opportunity.  For qualified applicants the equity in your home provides on-the-spot financing. Just write a check – up to your approved amount – from your Home Equity Line of Credit account. Use your entire line of credit, or just a portion of it.

If you like the certainty of a fixed rate and term, a Home Equity Loan is right for you.  You’ll have a set payment for a specified term for assets like a new kitchen or added living space.

A Personal Banker can help you leverage the equity in your home. Call 800.209.2616 and say you'd like information about borrowing against your home equity.

Information Regarding Mortgage Loan Periodic Statements 
Mortgage Servicing Notice of Error Resolution

Help for Responsible Clients Facing Mortgage Default/Foreclosure: