We understand you have a lot of questions involving the upcoming conversion between FNB and Blackhawk Bank. We are here to answer those questions. If you don't see an answer you have a question to, please ask us and we will be happy to respond.
Q: When will the banks merge? Will First National Bank change their name?
A: FNB will be merged with Blackhawk Bank on the weekend of July 19-21, 2019. Until that time, FNB will retain its name and separate identity.
Q: Will there be branch closings?
A: All FNB branches will remain open. One of the many things that attracted Blackhawk Bank to FNB was the diversity and locations of the three exiting branches.
Q: Will branch hours change?
A: Yes. we are looking to attain consistency between all branches and will be expanding the hours available to you. Beginning Monday, July 22, 2019 the new hours of operation for all locations will be:
Monday - Thursday: 8:30 a.m. - 5:30 p.m.
Friday: 8:30 a.m. - 6:00 p.m.
Saturday: 8:30 a.m. - 12:30 p.m.
Monday - Thursday: 7:30 a.m. - 6:00 p.m.
Friday: 7:30 a.m. - 7:00 p.m.
Saturday: 8:30 a.m. - 12:30 p.m.
Q: Can Blackhawk Bank customers perform transactions at FNB locations and vice versa?
A: Yes, after the conversion and starting Monday, July 22, 2019, you are welcome to conduct your banking business at any of our 11 Banking Centers.
Q: Will my account numbers change?
A: We have good news! All account numbers will remain the same throughout and after the conversion.
Q: Will I receive a new debt card?
A: Yes, all FNB cards will be reissued as Blackhawk Bank cards. If you currently have an FNB
Visa® Debit Card, your card will be replaced with a new Blackhawk Bank Debit Mastercard®. You will receive your new Blackhawk Bank Debit Mastercard with detailed activation instructions.
Q: Can I continue using FNB's online banking system for now?
A: Yes, you may use the FNB online banking system until July 19, 2019. In June, we will send you additional, detailed communications regarding online banking so you know what to expect and how to make a smooth transition to the Blackhawk Bank online banking system.
Q: Will my rates on deposits and fees change?
A: Rates already locked in will not change. Between now and the conversion date, and thereafter, rates and fees will be set by local management based on local competitive conditions.
Q: Can I bank by phone with Blackhawk Bank after the conversion?
A: Yes! Blackhawk Bank has 24/7 Bank-By-Phone services available. You can expect more information about Bank-By-Phone in the booklet which will arrive in June.
Q: Will safe deposit boxes continue to be offered?
A: Yes! Blackhawk Bank currently offers this service and customers continue to value it.
Q: Can I still get my license plate sticker and make my county tax bill payments with you?
A: Yes, we will collect county taxes and license plate sticker renewal will continue as is.
Q: Will Notary services and the Medallion Signature Guarantee stamp still be offered?
A: Yes! The program will continue to be offered at all Blackhawk Banking Centers.
Q: Will the Bank's routing number change?
A: FNB's routing number will be honored for a period of time after the conversion. We wish to allow customers sufficient time to inform your contacts, companies, and organizations of the routing number change. After conversion, FNB's routing numbers will become Blackhawk Bank's routing number, which is 275971854. As soon as the conversion weekend occurs in July, we encourage you to make this change to your arrangements, but not before July 19th.
Q: Will loan decisions still be made locally?
A: Loan approvals will continue to be handled as they have been in the past. We will make loans to creditworthy individuals and businesses. Deposits will continue to be invested locally.
Q: What about FDIC Insurance?
A: At Blackhawk Bank, your deposits are protected up to the insurance limit of the Federal Deposit Insurance Corporation (FDIC). FDIC insured accounts include checking and savings accounts, money market deposit accounts, CDs, and deposits in IRAs. Almost all of your interest-bearing deposit transaction accounts at Blackhawk Bank, as well as deposits in IRAs and certain other retirement accounts, are insured up to $250,000 per depositor, subject to certain limits.
You can confirm that your deposits are within the insurance limits by using EDIE the Estimator or by calling the FDIC at 1.877.275.3342. A Blackhawk Bank representative would also be happy to sit down with you to discuss the coverage of your deposits or any other financial needs.
You can learn more about the FDIC through their website located at www.fdic.gov/deposit.
Q: Is Blackhawk Bank active in the community?
A: Absolutely! Blackhawk Bank is passionate about the communities we serve. After all, we live here, too! You'll find our teammates at everything from charity golf outings to fundraising events and everything in between. We have a special dedication to improving the quality of life in our communities and we hope you will join us in that effort as we expand our presence.
And now, for the most popular question...
Q: Will you continue to offer cookies in the lobby?
A: Yes! We will continue to offer cookies for the foreseeable future. Enjoy!