Meet Dan Smith

Dan Smith, Business BankerDan Smith, Vice President Business Banking

3814 West Elm Street | McHenry, IL 60050

Direct: 815.363.5811 | Cell: 815.451.9425 | Toll-free: 800.209.2616 Ext. 5125 

LinkedIn blue logo with registered trademark logo next to it. Connect with Dan on LinkedIn

Areas of Expertise

  • Manufacturing / Solar / Industrial
  • Professional Service Companies such as
    • Insurance agencies
    • Law practices
    • Accounting firms
  • Private Medical Practice and doctor groups
  • Trades (Electrical; HVAC; Plumbing)
  • Commercial Real Estate – Owner Occupied
  • Commercial Real Estate – Non-Owner Occupied, such as
    • Manufacturing / Industrial space
    • Warehouse / distribution
    • Multi-unit residential (greater than 4 units)

Years of Experience

Dan has been in the banking industry for over three decades. He began his banking carrier in 1991 in Retail and Consumer Banking. In 2002, he transitioned into Business Banking, where he guides clients through their financial opportunities and options to enhance and grow their businesses.

Dan's thoughtful and helpful nature, mixed with his outgoing and quick-humored personality, is a winning combination when developing relationships with new and existing clients. Known for his attention to detail and focus on clients, Dan has the expertise and determination to see businesses, their owners, and their employees succeed.


Dan earned his Bachelor's Degree from Barat College of DePaul University. He attended McHenry County College, receiving his Associates Degree, before moving on to Barat College. In addition, Dan completed Master Level Courses in Accounting, Finance and Marketing, from Webster University.
Within the banking industry, Dan has received extensive training in accounting, credit, underwriting, commercial & real estate lending, healthcare lending and treasury management.

Volunteer Efforts

Dan is civically engaged in the McHenry County area as a volunteer and is also part of Manufacturing Pathways Consortium. He volunteers on the Allocation Panel for United Way of Greater McHenry County as well.

Hobbies and Interests

When out of the office, Dan can be found enjoying golf "on his good days." Along with his wife, son and daughter, he enjoys family vacations, tennis and bike riding. He is also an avid sports fan and enjoys watching Chicago sports team and the English Premier League. 

Fun Fact

Dan has been a McHenry County resident, since he was two months old.

Health Savings Accounts

An HSA is an account where you can save money, earn interest, and spend money all on a tax-free basis as long as the money is being spent for qualified medical expenses.

Learn more about HSAs, here.