Trusted Health Savings Account (HSA) Provider in Illinois and Wisconsin

We’re a nationally recognized provider of low-cost Health Savings Accounts (HSA) that offers a client-focused service and a tailored experience. The advantages of implementing a Qualified High Deductible Health Plan paired with a Health Savings Accounts can positively affect your bottom line and provide ample cost savings for all your employees.

What you can expect

We’re a reputable HSA provider in Illinois and Wisconsin and we’ve been using our unique QHDHP with HSAs since 2005, giving us the know-how to guide you through the entire process and provide you with the most suitable solutions for your company. Our bankers will help you understand all the minutiae concerning these accounts, including:

• The details concerning consumer-driven health plans and why you need them.
• The connection between HSAs and consumer-driven plans.
• The benefits of a consumer-driven model for employers and employees.
• The operating principles of Health Savings Accounts.
• The comparison between HSA fees and the ability to make an informed choice.
• The decision to offer your own HSA plan design to your employees.
• The communication of your decision to your staff.

Your full-service bank that provides HSA accounts with unique advantages

As the leading Health Savings Account provider in Illinois and Wisconsin, we offer a robust investment selection and we’ll help you and your employees increase your HSA funds. We focus on a fast and effective process with detailed procedures that ensures quick employee enrollment.

We’ll explain how HSAs also provide you and your employees with an opportunity to save your money for future health care expenses and grow it along the way. Finally, you can count on our in-person consultations designed to fine-tune your accounts and offer any additional guidance you may need.

Advanced HSA checking accounts in Wisconsin & Illinois

HSA checking accounts are an excellent way for your employees to manage their health care expenses and their out-of-pocket expenses for health insurance premiums. Our bank is the leading HSA provider in Illinois and Wisconsin and our dedicated account specialists will slowly guide you through the entire process.

It’s up to you and your employees to decide on your weekly, monthly, or lump-sum contributions and whether you’ll use your Health Savings Account for medical expenses, long-term care, or supplemental retirement funding. All you need to do is make sure you meet the eligibility requirements:

• Coverage by a Qualified High Deductible Health Plan
• No other health insurance (double coverage)
• Not enrolled in Medicare
• Are not claimed on someone else’s tax return

Client-focused HSA Money Market Accounts

We’re a HSA provider for Illinois and Wisconsin that allows you and your employees to add value to your high-balance Health Savings Accounts with the increased earning power of a Money Market Account. We offer four different levels of tax-advantaged earnings and we calculate Annual Percentage Yields and Interest Rates according to the daily account balance.

We also offer advanced safety and security with FDIC Insurance, as well as enhanced Liquidity of Funds alongside Guaranteed Returns. You can also use our automatic transfer capabilities from checking accounts to HSA Money Market Accounts. Finally, we take no monthly maintenance fees if you and your employees maintain a daily balance of $5,000.

We know Health Savings Accounts because we’ve used them

We understand your needs because we’ve been using Health Savings Accounts since 2005. We know how invaluable it is to have a partner who can provide first-hand experience and point you away from the common pitfalls of this type of banking service. We provide you with the resources and the expertise to foster an easy and educational enrolment into a HSA program across Illinois and Wisconsin.