Professional Business Credit Card Services Across Wisconsin and Illinois

Blackhawk Bank provides credit card services for both new and existing businesses. We offer different cards with generous reward programs, money-saving benefits, detailed expense tracking, and other useful features beneficial for micro, small, medium, and large businesses and corporations who are Blackhawk Bank customers. Our experts have taken the time to review and choose the best VisaⓇ credit cards to suit the varying requirements of our clients across the many regions of Wisconsin and Illinois. We offer quick small business credit card processing to help you start using your card as soon as possible without waiting for lengthy loan approval.

We give you spending power when you need it most

Running a business in Illinois or Wisconsin means having the ability to reach financial decisions quickly and organize your expenses. Blackhawk Bank understands the dynamic nature of businesses today and offers you a selection of specialized VisaⓇ business credit cards that suit the varying needs of your operations. We give you the power to make in-moment spending decisions that meet your requirements and the current market conditions.

A selection of the best VisaⓇ business credit cards in Illinois & Wisconsin

Our financial experts curated a selection of three advanced VisaⓇ credit cards suitable for use by both existing and new businesses across the region. You have the ability to choose the most suitable business credit card for those times when you need to make fast business decisions without resorting to a loan.

Choose between opening a business credit card account with either Blackhawk VisaⓇ Platinum Business Rewards, VisaⓇ Platinum Business, or VisaⓇ Corporate based on their perks and your requirements.

Card Type
Visa® Platinum Business Rewards

Earn unlimited 1x rewards on every purchase, every day

Visa® Platinum Business None
Visa® Corporate Points or cashback available

VisaⓇ Platinum Business Rewards

Our bank offers small and medium businesses in Wisconsin and Illinois access to the VisaⓇ Platinum Business Rewards credit cards, suitable for a wide range of applications. This card enables businesses to manage their finances while offering powerful perks, such as the ability to earn unlimited 1X rewards on every purchase, every day. You can use it for travel, merchandise, gift cards, and in many other ways to suit your business operations. Some of the benefits of this credit card include:
  • Absence of annual fees
  • Ability to assign credit cards to your employees for business expenses
  • Using cash advance for short-term borrowing, large purchases, and payroll
  • Advanced security procedures

VisaⓇ Platinum Business

The Blackhawk VisaⓇ Platinum Business is a premium business card suitable for new and existing businesses in Illinois and Wisconsin. This is a great choice for employers who often travel for work, delegate their employees on business trips, have increased expense levels, and demand a high level of comfort. What’s more, you can enjoy assistance from our financial experts no matter the current stage of your business. This is a no-frill solution that offers low rates and several advanced features which include:
  • Expense tracking
  • Transaction reporting
  • Cost tracking divided by category
  • Setting employee card limits
  • Capability for online and offline purchases
  • Foreign travel assistance
  • Cash access and card reissue
  • Car rental insurance available in certain countries
  • Worldwide card acceptance
  • Access to business lounges

VisaⓇ Corporate

The Blackhawk VisaⓇ Corporate business credit card is our option for large businesses and corporations in Wisconsin and Illinois whose annual spending exceeds $1 million. This credit card allows owners to reduce entertainment and travel expenses, consolidate their spending information, monitor employee spending compliance, analyze their preferred vendors, and streamline all their expense reporting. What’s more, we offer unique rebate and reward options in certain situations.

What we offer on rewards and non-rewards products

At our bank, we offer different functionalities on our business credit cards, including those that feature rewards. We offer a single shared credit limit with four cardholders maximum or a master account structure with unique card numbers for each of the cardholders within your organization. We also provide optional billing aggregation through single combined statements for ease of tracking and payments.

Explore numerous advanced features

Blackhawk Bank offers unique features on all our VisaⓇ credit cards for both small businesses and large corporations. Besides ensuring fast credit card processing when opening your business card and providing expert advice on choosing the best business credit card for your organization, you can also take advantage of the advanced features we provide, including:
  • EMV/chip enabled
  • Apple, Samsung, Google, Visa Checkout
  • Cardholder inquiry service
  • Lost or stolen card reporting
  • Emergency card replacement
  • Auto rental collision damage waiver
  • Zero liability fraud support
  • Travel & emergency assistance services
  • Purchase security/extended protection
  • Roadside dispatch
  • Online account information-
  • Verified by Visa
  • Fraud alert notices: email, text, & (Interactive Voice Technology) IVR
  • Travel accident insurance

Frequently Asked Questions

How do business credit cards work?

A business credit card is a specialized type of credit card intended for use by businesses and organizations instead of individuals. These types of credit cards are the best solution for small business owners in particular because it gives them a chance to keep their personal and business expenses separate for both tax and bookkeeping purposes. These cards often come with a set of unique perks.

In general, they make opening a business credit card in Illinois and Wisconsin and completing all the processing that it does for revolving business loans efficient. These types of cards tend to have a slightly higher interest rate when compared to traditional loans, but their practicality and ease of use make up for that.

Business owners can apply for a VisaⓇ or any other business credit card either with a Social Security Number or an EIN number. From there, the business will also establish its credit report and history, meaning that all credit card activity will reflect in the report.

What are the biggest benefits of small business credit cards?

Some of the biggest benefits of choosing to partner with Blackhawk Bank and open a business credit card for your organization in Wisconsin or Illinois are:

  • Purchase and travel protection
  • Reduced problems with cash flow
  • Easier and faster process when compared to loan qualification
  • Expense categorization
  • Personal expense separation
  • Company credit building
  • Unique perks
  • Employee cards
  • Streamlining employee expenses
  • Earning rewards
  • Access to account management tools

How do I qualify for a business credit card?

To qualify for a business credit card in Illinois and Wisconsin, you first need to provide proof of a favorable personal credit score. Some cards require demonstrated income, while others do not. From there, you can quality as a business owner if you’re a:

  • Sole proprietor
  • Freelancer
  • Owner of a small or large business
  • Limited liability company
  • Corporation

What should I know before getting a business credit card?

Before applying for a business credit card and starting your processing, it’s important to keep the following information in mind:

  • Business credit is a lot different than personal credit.
  • You don’t have to incorporate or register a business to apply for this type of card.
  • Business credit cards feature different types of liability protection.
  • You can choose a business card with unique rewards suited to your business.
  • The application process for a business card is more detailed than when applying for a personal card.
  • These cards usually have a lot higher credit limits.
  • You can assign credit cards to your employees.
  • Depending on the type of card you choose, your payment terms will be different than those found on personal credit cards.

Who’s the leading provider of the best credit cards for new businesses in Wisconsin & Illinois?

Blackhawk Bank specializes in performing a wide range of professional banking services across Wisconsin and Illinois. We employ a team of knowledgeable professionals who make the entire process of opening a business credit card seamless.

With over 140 years of industry experience and professional knowledge, we have the expertise to help our clients choose the right option and offer quick business credit card processing for small, medium, and large businesses.

Besides setting up your business credit card account, we can also assist you with Smart Pay implementation within your organization, truly comprehensive financial business management services, and other related services. Feel free to contact us to discuss your business needs.

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