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The Affordable Care Act

The Affordable Health Care act
Understanding the options, understanding the impact.

In 2013, Terri Burdick, Senior Vice President Administration & Operations at Blackhawk Bank completed the Individual Marketplace and SHOP Marketplace Curriculum for Insurance Agents and Brokers sponsored by the Department of Health and Human Services USA and the Health Insurance Marketplace.

The curriculum educates agents and brokers who wish to participate in both the Federally-Facilitated Marketplaces where individuals and families can shop for private insurance plans and the Federally-Facilitated Small Business Health Options Program (SHOP) Marketplaces that will be available in each state starting in 2014. 

Completion of courses is required for agents and brokers operating in the Federally-Facilitated Health Insurance Marketplaces. Ms. Burdick completed the courses not to offer insurance products, but to have the same advanced knowledge as agents are required to have so that she can provide consultative services to the Bank’s commercial clients. Her guidance will help clients understand their options and the implementation requirements of the Affordable Care Act.  Ms. Burdick can be reached at 608.299.3439 during regular hours, or by email @ tburdick@BlackhawkBank.com to set up a complimentary consultation.

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Information from HealthCare.gov for Individuals & Families:

The Health Insurance Marketplace will help you get coverage that meets your needs and fits your budget.  
Visit  https://www.healthcare.gov/families/

The Kaiser Foundation has created some easy-to-understand tools to help both groups understand the options and impact: 

Affordable Care Act Frequently Asked Questions 
This question/answer tool is terrific for understanding both individual and employer considerations.  
http://kff.org/health-reform/faq/health-reform-frequently-asked-questions/

Affordable Care Act Subsidy Calculator:  
When provided with individual income data, this tool can help an individual determine if they will be eligible for a federal subsidy to assist with their purchase of health insurance beginning in 2014.  
http://kff.org/interactive/subsidy-calculator/