Most of us already use a debit card for purchases - it's convenient and safe. Most of us are online - checking account balances, networking and shopping. It really makes sense to have an everyday checking account like easyMoney.
Meet just 2 easy requirements to receive the amazing benefits: • Use your debit card at least 10 times per statement cycle for regular purchases. Transactions must be posted during the statement cycle. • Accept eStatements. They look exactly like mailed statements; print when/if needed. Save a tree!
Save Money. When you meet the requirements by the cycle cut-off date, all ATM fees will be refunded. Use any ATM in the World.
Make Money. Earn 3.01% Annual Percentage Yield NO minimum balance is required. You can earn unprecedented interest with your everyday checking account.
What happens if you don't meet the statement cycle requirements? Just start over! No penalties, no minimum balance, no kidding!
easyMONEY Checking is the least restrictive account of its type in the region. No Direct Deposit is required; you may choose PIN or Signature Debit - you're not restricted to signature-only debit transactions. This checking account really is easy money!
Q&A Regarding Changes Effective August 16, 2010 3.01% APY (Annual Percentage Yield) effective 8-16-10, paid on 1¢- $15,000; 0.25% APY on all amounts above $15,000 each cycle the requirements are met. Interest Rate/APY fluctuates and may change before/after account opening. Call 800-209-2616 for info. Interest is calculated/compounded/credited to your account monthly using the daily balance computation method, applying a daily periodic rate to the principal in the account each day. Accrual of interest on non-cash items (i.e.checks) begins no later than the day we receive credit for the deposit. No minimum amount required to open the account/earn the APY. If statement cycle requirements aren’t met, your account will earn .05% APY. Personal accounts only; minimum age 16.Limit 1 account per Social Security #. Check fee depends on style selected; fees may reduce earnings.ATM refunds include transaction fees for ATMs not owned/co-operated by Blackhawk Bank. No receipt needed unless transaction occurs outside the US. Must meet statement cycle requirements to receive refunds for that period.If not met, foreign* ATM fees for transactions exceeding 4 /month are $1.50 each. Transactions are free @ ATMs with Blackhawk Bank logo; 4 free/mo. @ foreign ATMs. *Not owned/co-operated by Blackhawk Bank.
